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Credit Builder Loan

Our Credit Builder Loan, great for members looking to establish their credit.

Our Credit Builder Loan is designed for members who don’t have a credit score yet.

At Radius FCU, we understand that building a solid credit history is an important step toward achieving financial independence. With our Credit Builder Loan, you can borrow up to $2,000 at a low 10.99% APR* and take up to 24 months to repay. This small personal loan is an easy and manageable way to establish your credit while also strengthening your financial foundation.

    Here’s how It works:

    • Start by opening a checking and savings account with Radius FCU.
    • Set Up Direct Deposit and ensure easy and convenient payments.
    • Make regular payments, and we’ll report them to credit bureaus to help build your credit score.

    Why Choose Radius?

    • No credit score required to apply
    • Simple account setup
    • Timely payments help you build your credit

    Get Started Today!
    Ready to build your credit? Visit a branch or call (716) 875-1747 to learn more and apply today!

    *APR= Annual Percentage Rate. $500 minimum loan amount, $2,000 maximum loan amount. Offer only valid to member’s who do not have a credit score. Rates are subject to change at any time. Other rates and terms may apply.

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