Radius Checking is designed with your on-the-go lifestyle in mind. This is true free checking with no monthly fees, no strings, and no hoops to jump through. So you save money and enjoy benefits that make your life easier, like 24/7 banking, a Visa® Debit Card with rewards, worldwide no-fee ATM access, and more.

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Radius free checking benefits at a glance

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Benefits that save you money


  • No minimum balance required
  • No monthly fees
  • No service charges

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24/7 banking that revolves around your schedule


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Debit card rewards benefits


  • Sign up for UChoose Rewards® with your Radius Visa® Debit Card
  • Use your debit card to make purchases and earn Rewards Points
  • Earn extra Rewards Points when you shop at participating retailers

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Easy account access wherever you go


  • Access to your money at more than 55,000 surcharge-free Allpoint Network ATMs worldwide
  • In-person banking at CO-OP Shared Branch Network locations

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Fast, easy payments & transfers

  • Online Bill Pay for making recurring and one-time payments

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Protection for you

  • CardValet that lets you set limits and turn your Radius Visa Debit Card on/off for added security and control
  • Overdraft Advance courtesy pay up to $400
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Visa® Debit Card with Rewards

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