MORTGAGE Loans
RADIUS MORTGAGE LOANS
Conventional Fixed Rate
- Lock in a low fixed rate that won’t change over the life of your mortgage.
- Keep budgeting simple with a monthly payment that stays the same.
- Choose the term that’s right for you from 15 to 30 years.
- Take advantage of historically low rates to refinance a higher-interest mortgage loan.
Adjustable Rate Mortgage (ARM)
- Take advantage of a lower initial interest rate that’s fixed for a set time then adjusts periodically over the life of the loan.
- Caps limit the size of rate increases.
FHA (Federal Housing Administration) Loans
- Make buying a home more affordable with a down payment as low as 3.5% of the purchase price and low closing costs.
- Consider an FHA loan if you’re a first-time home buyer or may not qualify for a conventional mortgage.
VA Loans
- Take advantage of affordable loans exclusively for veterans, service members, reservists, and surviving spouses.
- Enjoy lower closing costs.
- Avoid the added cost of Private Mortgage Insurance (PMI).
- Save with no down payment required.
USDA Loans
- Finance property in rural areas or certain suburbs.
- Lock in a fixed interest rate.
- Save with no down payment required.
- Check property eligibility online.
To apply, visit Owners Choice at OwnersChoice Funding Mortgage Center – Home
If you have any questions, call us at 716-875-1747.
Radius Mortgage Origination Processing
Purchasing a new home can be an exciting time. Whether it’s your first home purchase or you’ve purchased several others in the past, there are many decisions to make. Choosing who provides your mortgage shouldn’t be one of them.
As your member-owned credit union, Radius offers mortgage options with competitive rates. We can now originate your mortgage as well, so you can expect fast in-house approvals or pre-approvals, some of the lowest rates around and term options to lower your monthly payment
Simply call 716-875- 1747 for more information.
Radius Mortgage Origination: Now get faster approvals with a simplified application process, get pre-approved and enjoy great rates.
