Our
RATES
Loan Rates
|
Loan Type |
Loan Description |
Terms |
APR As Low As* |
|
Auto (new/used/refinance)
|
Model Year 2023-2025 |
Up to 36 Months |
4.99% |
|
48 Months |
5.50% |
||
|
60 Months |
6.00% |
||
|
72 Months |
6.25% |
||
|
84 Months |
6.50% |
||
|
Model Year 2019-2022 |
36 Months | 5.75% | |
|
48 Months |
6.00% |
||
|
60 Months |
6.50% |
||
|
72 Months |
6.75% |
||
|
84 Months |
7.25% |
||
|
Model Year 2018*** |
48 Months |
7.25% |
|
|
Boats & RV’s |
New (2021-2022) |
Up to 60 Months |
5.00% |
|
61-84 Months |
5.25% |
||
|
85-180 Months |
6.00% |
||
|
Used (2020 and older) |
Up to 60 Months |
5.50% |
|
|
61-84 Months |
5.75% |
||
|
85-180 Months |
6.50% |
||
|
Shared Secured Loan |
– |
Up to 60 Months |
4.25% |
|
Personal |
Loans up to $20,000 |
Up to 36 Months |
8.40% |
|
37+ Months |
9.40% |
||
|
Credit Card |
Visa Classic Credit Card |
Revolving credit line |
10.90% |
|
Home Equity |
Variable Rate |
15 Years |
PRIME 8.50%** |
|
LOC/Overdraft |
– |
– |
13.50% |
|
Mortgage |
Conventional FHA VA USDA ARMS |
– | Mortgage Rates |
SAVINGS & MONEY MARKET RATES
|
Account Type |
Balances to earn interest |
Interest Rate |
APY |
|
Savings |
$100+ |
0.05% |
0.05% |
|
Club accounts (holiday and vacation) |
$100+ |
0.05% |
0.05% |
|
Money Market |
$3,000-$19,999.99 |
0.80% |
0.80% |
CERTIFICATES & IRAS
|
Account details |
Term |
Interest Rate |
APY |
|
Certificates (CDs) minimum account balance $250 and up, except for 12 month (deposits allowed) which the minimum account balance is $25 |
6 months |
4.00% |
4.00% |
|
Individual Retirement Accounts (IRAs) |
0.10% |
0.10% |
*APR is Annual Percentage Rate. Rates depend upon credit qualification. All rates are subject to change at any time. Other rates and terms may apply.
**Prime Rate is influenced by the Federal Reserve and is subject to change at any time without notice.
***Call for more details about Model Years or Terms outside what you see listed here.
Rates effective as of 3/1/2024