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AFFORDABLE VEHICLE LOANS,

BECAUSE YOU’RE GOING PLACES

LOW RATES ARE JUST THE BEGINNING

Maybe you need an SUV for your growing family. Maybe “old reliable” is now just old. Or maybe it’s simply time for a change. Whatever the reason, Radius makes it easier to afford the new or used vehicle that’s right for you with great low rates.

Whether you’re purchasing from a dealership, online, or buying a vehicle from your neighbor, we have you covered with low-cost financing.

Girl in a car looking at baby in a car seat
Mom playing with son

RADIUS AUTO LOANS AT A GLANCE

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Buy a new or used vehicle

 

  • Low fixed rates and flexible repayment terms ranging from 36-84 months make it easier to afford the car, truck or SUV you want.
  • Auto pay from your Radius checking account takes the hassle out of monthly payments.
  • Our loan calculator helps you estimate your payments to make budgeting easier.

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Refinance a higher-interest loan

 

  • You may be able to lower your monthly payments by refinancing your existing auto loan.1
  • Auto pay from your Radius checking account takes the hassle out of monthly payments.
  • Our loan calculator can help estimate how much you could save.

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Get pre-approved

 

  • Call Radius at 716-875-1747 to get pre-approved.
  • We’ll let you know exactly how much you qualify to borrow.
  • You can negotiate your best deal shopping with cash in hand.

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Buy your leased vehicle

 

  • Be sure to run the numbers before making the decision to buy out your lease.
  • View our Lease Buyout Helpful Tips as you consider buying your leased vehicle.
  • Our loan calculator can help estimate what your monthly payments would be.
Older couple laughing near an RV

IS A BOAT, RV OR MOTORCYCLE MORE YOUR SPEED?

It’s time. Map out your plans and get ready for a new adventure. Radius helps make financing your new or used boat, recreational vehicle, or motorcycle easier. We offer great rates and flexible terms to fit your budget. We can even help you refinance an existing higher-interest loan and save.

Financial Hardship Assistance

Are you finding it difficult to keep up with your loan payments, or falling behind? We understand you may be experiencing financial hardships, and we are here to help. We’ll listen and can walk you through your options. The sooner you ask for help, the more options we can provide to help you get back on track.

Be sure to have your monthly income, household expenses, and an explanation of your hardship so we can better understand your circumstances. Depending on your situation, you may be eligible for an extension or a long-term hardship plan.

Talk to us. If you are having trouble making payments, please stop by our office or contact Tracy, our Loan Recovery Specialist, at 716-875-1747, ext. 154.

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